TV on Finance

When buying a new TV, there are many factors to consider. The size, LCD vs LED, whether or not the company carries top manufacturer brands, what the financing options are, what warranty period you will receive. And, these are just some of the concerns you must consider as a shopper.

When you buy through a catalogue, how long is the interest free period? Do they offer buy now pay later, pay monthly or pay weekly finance plans? Do you receive free shipping and do they set it up? Do you receive an additional warranty from the catalogue? What do they check when determining your interest rate? No matter which of these, or other concerns you have, these are a few top places to consider buying on finance.

1CatalogClub

No credit check required. Simply sign up, and you are matched up with top lenders when buying. Even bad credit buyers could receive financing and pay off the purchase price over a period of time. LG, Sony, Samsung, and other top name brands are available on the site.

Pay weekly options are available, as are pay monthly options, depending on your agreement with the financing terms. Flexible payment options are available to all shoppers which pass the affordability checks. In order to apply for a tv on finance you'll need; 3 bank statements, a utility bill, and proof of ID.

From there, your credit limit is set, as is the variable APR, based on credit score. Also, customers can choose from payment terms they can keep up with, making financing even easier on them.

2Argos

One of the most well-known and reliable UK catalogues, and with good reason. Same day delivery is offered seven days a week. On orders of £100 or more, customers receive a £10 voucher towards a future purchase.

With buy now, and payments only required in 2017, customers can further extend the time period in which they have to repay their purchases of £299 or higher. Pay monthly options with zero percent financing are offered from 3 to 12 month periods, for certain purchase amounts, allowing you to spread the total and make equal monthly payments for your new TV.

On orders of £50 or higher, you can extend the 3 month interest free repayment option. And, no down payments are required at time of purchase.

Summary

No matter what set you are looking for, or how much you plan on financing, these catalogues offer great options and repayment plans to customers. And, with excellent financing, equal payments, and no interest for a period of time, you can spread the cost, without the burden of having to worry about paying far more than the actual price of your order.

Top Tips

If you've already been rejected for credit it's normally best to wait awhile before you re-apply elsewhere.

Always compare different catalogues and stores to find the best prices.

Always read the terms and conditions in full and understand exactly how much you'll have to pay back.

Useful Info

If you're after some more information, here are a few resources we recommend.