Looking for a new tablet? Don't want to pay upfront? Spreading the cost of your order could help you budget more effectively. When you order a tablet from a catalogue, you'll also be able to choose from big name brands like Apple and Samsung. So, getting an iPad on finance is fairly simple as long as you pass the credit check. Many stores offer pay weekly or pay monthly option as well as a buy now pay later period.
Here are some of the finance options available when you apply for a tablet or iPad on finance and some of the catalogue retailers that offer this service.
One of the UK's largest catalogue companies, Very offers a wide selection of tablets for all ages, including tablets for kids. You can spread the cost of your order when you open a new credit account or buy now and not pay anything for 12 months.
Very is renowned for its customer service, a wide range of products, various delivery options and a plethora of repayment methods. You'll be able to use a voucher code and save money on your order (just enter it when prompted during checkout) and search for electrical goods via the search feature and navigation options.
Another major player in the UK catalogue industry, Littlewoods sells tablets from some of the world's biggest electrical brands. If approved, you'll be able to pay for your tablet in instalments or buy now and not pay anything for 12 months.
Customers who apply which have a bad credit history may find themselves getting refused. Similarly, if you're new to credit with next to no credit history you may have the same problem.
When you open a new account, you'll receive a letter in the post every month with details of the products you purchased in that billing period and the minimum monthly amount you will need to pay, if applicable. You'll also receive an instant decision about your application in most instances.
As well as selling clothes, Next has a range of e-readers and tablets in various styles and sizes. You will be able to spread the cost of your order and make monthly repayments on the Next website, over the phone or by visiting your nearest Next branch in a town centre near you.
Not satisfied with your product? The company has a returns policy, providing you with peace of mind. Check out their website for more details.
Always do your research before purchasing a tablet or iPad. Find out about different features and specifications and check out the warranty before you make a purchase.
Just because a tablet is manufactured by an expensive brand, it doesn't always mean the product is better than a cheaper one. Check out third-party review websites and search for the best product for you.
Older tablets with fewer features or memory might work out cheaper. Decide what type of tablet you are looking for and what you need it for (for example, school, work or personal use) and go from there.
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If you've already been rejected for credit it's normally best to wait awhile before you re-apply elsewhere.
Always compare different catalogues and stores to find the best prices.
Always read the terms and conditions in full and understand exactly how much you'll have to pay back.