Catalogue stores are a great way to spread the cost of large purchases out over several months. This is perfect for an unexpected purchase of a new laptop, or washing machine. They are also a good way of spreading the cost of Christmas or birthday presents to make them more affordable.
However, just because you are getting a good deal on finance, it doesn't mean you want to pay more than you have to. This guide will look at some of the fairest priced catalogue stores around. It's better to avoid most of the pay weekly stores on the high street, and instead stick to larger retailers who offer credit.
Argos is one of the best known catalog stores on the high street. They sell almost everything you could want to buy. Whether you are looking to buy a new fridge, microwave or laptop computer, you will find plenty of choice at Argos. The best thing about buying from Argos is that if your local store has stock then you can collect the item the very same day.
Argos has a very fair pricing strategy, you pay the same whether you are paying with cash or buying on credit. The credit finance options are also very generous. As long as you are spending over £100 in a single transaction then you can have interest free buy now pay later finance for 6 months.
Littlewoods is another catalog store with very fair and competitive pricing. Like Argos they sell a wide range of products. Whether you want a games console, clothing or cooking equipment you will be able to buy from littlewoods. They have some excellent promotions that they run throughout the year.
This means that the pricing is not only fair, but it is quite often cheaper than some other retailers. As the price is the same whether you pay with a debit card, or purchase on store credit you know you're getting a fair deal.
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If you've already been rejected for credit it's normally best to wait awhile before you re-apply elsewhere.
Always compare different catalogues and stores to find the best prices.
Always read the terms and conditions in full and understand exactly how much you'll have to pay back.