Looking for a Playstation 4 or Xbox One? When you buy a games console on finance, you can spread the cost of your order over time by paying in weekly or monthly installements. Here are the best catalogues and stores that offer these products and some tips for buying a games console from a catalogue.
Currys specialises in electronics and has a whole host of game consoles available, including the Playstation 4. New customers can opt for the "buy now, pay later option", where they don't need to pay anything for 12 months after leaving a 10 percent deposit.
You can apply for a new credit account online, over the phone or by visiting your nearest Currys branch in a town centre near you. Currys have offers and promotions throughout the year, so it's a good idea to check their website on a regular basis. You can search for games consoles using their search feature or head to the landing page to find the newest products and discounts.
Very offers a range of finance options to customers looking for a PS4 or Xbox One. These include monthly instalments, which allow you to spread the cost of your payments, and buy now, pay later, where you won't have to pay for a product until after a year.
The application process for a new credit account is straightforward: you can apply online or over the phone and should receive an instant decision about your application in most cases. You'll also receive a monthly statement with details about your purchases so you can manage your credit account more effectively.
Those with a poor or bad credit rating may find it more difficult to get accepted with Very, and those with no credit history are in the same boat really when it comes to buying an Xbox or PS4 on finance.
Argos is a household name in the UK, selling thousands of products under one roof. You can apply for an Argos Card in your nearest branch, which will enable you to buy a new games console now, take it home and not have to pay for it until a later date.
As Argos often have discounts and promotions, you will be able to pick up a bargain when buying electrical items online and can have your products delivered to your door. You can also use a discount code on your purchase, saving you more money. Just enter your code when you are prompted during checkout online.
Always shop around for the best bargains when buying a games console on finance. Decide on the best console for you and use a price comparison website to find the retailers and catalogues that offer the product for the cheapest price.
Always factor in the cost of interest when buying on finance. Some catalogues might not charge you any interest if you pay for a product in full by a certain date.
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If you've already been rejected for credit it's normally best to wait awhile before you re-apply elsewhere.
Always compare different catalogues and stores to find the best prices.
Always read the terms and conditions in full and understand exactly how much you'll have to pay back.