Catalogue vs High Street Shopping

Do you love top name brands? Always love owning the latest fashions? Whether you choose to shop from the comfort of your own home, or shop at high end, storefront retailers, you can find the styles you love and brand names you desire. So, what's the difference?

Catalogue Shopping

Many people think of negative connotations when it comes to catalogue shopping. Either they don't have top name brands, don't have new fashions, or don't have enough selection. This simply isn't the case. Sure, you won't find every single item you find in a storefront, with this said, you can find designer names.

Additionally, you can find new fashions and styles, as well as the latest trends. Another benefit is the ability to pay the purchase price off over a period of time, rather than the full amount, with catalogue financing. In some cases, newer fashions don't come out right away and you may have to wait a few weeks, or months.

If you can do this, and don't always have to be the first person to own the newest trend or fashion accessory, catalogue shopping is a great option for you. Further, if you are willing to shop around, you can typically find deals and exceptional savings.

High Street Shopping

Some consumers simply want the latest, the best, the newest. When you shop with high end stores, you will find it. Along with this, you will find a higher price tag for items you purchase, so make sure to keep this in mind.

And, even though some high end retailers offer financing, not many offer zero percent, or low interest options. And, most will require you to put down a larger payment up front, even if financing.

Summary

With storefront, high end stores, you get new items first. You find top designer names and trends first. However, high price tags come with this luxury.

On the flip side, catalogue shopping means more selection, designer names, and often lower prices along with financing specials. But, you have the drawback of having to wait a while in order to find the newest, the latest, and some of the top designer styles.

Top Tips

If you've already been rejected for credit it's normally best to wait awhile before you re-apply elsewhere.

Always compare different catalogues and stores to find the best prices.

Always read the terms and conditions in full and understand exactly how much you'll have to pay back.

Useful Info

If you're after some more information, here are a few resources we recommend.