Before choosing a catalogue, find out which ones offer the products you want.
Find out what finance options the top uk home shopping catalogues have to offer.
There are numerous online stores which only deliver to certain parts of the UK.
Hi, thanks for visiting us! Our goal here is to help you find the catalogue that matches what you want! Whether you want a catalogue that sells plus size or petite clothing, or a catalogue that offers pay weekly on sofas, we can help.
We compare the best catalogues based on their product ranges, credit plans, delivery and returns options.
Here you'll find credit catalogues which offer finance plans such as buy now pay later, pay monthly and pay weekly. Some of these catalogues also offer interest free periods as well as no deposit so you're sure to find one that matches your preferred method of payment.
For those with a bad credit history or even no credit history whatsoever, we'll tell you now that all of the catalogues on this site will credit check you. This doesn't mean you won't get accepted but it is likely to be more difficult, and of course, there is no such thing as a guaranteed catalogue.
If you have any questions at this point feel free to drop us a message here.
Home shopping catalogues have been around a long time but in the last 10 years or so they've moved online, to the point where many of them no longer distribute a physical catalogue.
Whilst many of us prefer using an actual catalogue book to browse through, ordering online is far easier than having to fill out a form and send it off, thus online shopping is becoming the preferred choice.
Here are a few more benefits of online catalogue shopping.
There are now over a dozen catalogues offering a full range of home essentials such as cookers, fridges and washing machines, as well as sofas, beds and other home furniture. Some of these catalogues also boast a large selection of electrical items like laptops, tvs, tablets, consoles and mobile phones.
Then there's the other sort of catalogue which specialises solely in one type of product. The majority of these are womens fashion catalogues which focus around different age ranges or sizes, i.e. mature or plus size.
A catalogue with credit options can be a huge incentive when shopping online from home, especially considering the range of products they stock. This is the main reason why these catalogues offer credit, purely to increase the chance that you as a customer will buy from them.
Most of these retailers offer some form of spread the cost finance plan, where the customer can pay back the price of their purchases in monthly installments. Interest free periods are also available although these catalogues tend to have strict credit checks and are thus harder with which to get accepted.
Pay weekly catalogues are a particular group that often target customers who don't have great credit ratings. As such, they normally charge higher interest rates and sometimes ask for a deposit. Buy now pay later is rarely offered with these stores.
Shopping at home is a fairly obvious benefit when compared to the high street. The selection is greater, there's no need to drive or park, price comparison is alot easier, and the whole process can be a lot quicker.
That being said, it's important to mention that some products are of the type which you simply need to touch or try on before being able to make a decision, so home shopping catalogues are not the be all and end all.
For more information on home vs high street, you can find out more here.
Below you'll find our explanation as well as the advantages and disadvantages of the finance options offered by credit catalogues.
Buy now pay later is exactly how it sounds in that you buy the product immediately, and don't pay for it until a later date. This credit plan is usually only available with expensive products like large appliances or furniture.
That being said, there are a few catalogues which offer bnpl on all products and no payment is required for up to 3 months. However, it is worth mentioning that these catalogues have stringent credit checks.
This is the most common finance option with many catalogues allowing you to pay in monthly or weekly installments. Some catalogues offer both payment options where as others may demand you pay every week.
In terms of bad credit or good credit, there isn't really a preference. Some catalogues with strict credit checks demand weekly payments, whilst others with easier acceptance demand the same.
The final type of option available is rent to own, where you pay in weekly installments and once you've finished paying back what you owe, you then own the item. Until then, if you default on a payment, the merchant can reclaim the item.
When it comes to the range of products, catalogues normally specialise in the following groups, with a few crossing over into multiple areas.
The majority of catalogues offer a huge selection of womens clothing and accessories. There are also a few that specialise solely in mens fashion, and another group which do all sorts including mens, womens, kids and baby clothing.
There are around half a dozen stores which offer just electricals and home appliances including laptops, tvs, cookers, fridges and washing machines. That being said, most of these do not offer more luxury electrical items such as game consoles, mobile phones and tablets.
There are now about a dozen of these online stores which just offer home furniture with varied finance options and payment plans available, so if you're looking for a sofa on finance, you'll be spoilt for choice.
There are also around half a dozen catalogues which have the full range of home furniture, appliances and electrical products to choose from.
Where you're based in the UK may limit your choices when it comes to buying from an online shopping catalogue. The larger companies will deliver everywhere in the UK but the smaller non-fashion based companies do tend to have select areas in which they work.
There are also some stores which are happy to deliver almost anywhere but do require the customer to come into a local store, and if you're not near a local store, you may not want to shop with them yourself.
On our catalogue list page we offer a simple form where you can enter your postcode and thus filter out any retailers which don't work in your area.
Some related articles for your perusal.
If you've already been rejected for credit it's normally best to wait awhile before you re-apply elsewhere.
Always compare different catalogues and stores to find the best prices.
Always read the terms and conditions in full and understand exactly how much you'll have to pay back.